Your debt agency the telephone business offered this to help keep giving me provides but I think We haven’t gotten such a thing when it comes to previous six months.

Your debt agency the telephone business offered this to help keep giving me provides but I think We haven’t gotten such a thing <a href="">payday loans without a checking account</a> when it comes to previous six months.

Should this come off my credit report any time soon ?

Sara (Financial Obligation Camel) says

Defaults drop down your personal credit record 6 years after the standard date in the personal credit record.

But of course your debt collector may opt to head to court for a CCJ, which will then be on the credit score for the next 6 years. You a good offer to settle, accepting it might be a good idea if they make.

I don’t concur because they had closed the account and sold it to a debt agency that I owe the bill stated from the phone company and when I did reach out to them, they couldn’t give any further information.

If We settle to obtain them off my case, would this nevertheless maybe not stay for another 6 years ?

Sara (Debt Camel) says

perhaps you have taken the issue towards the appropriate Ombudsman?

I’ve education loan financial obligation from 1997 which was sold to a DCA around 2015. We haven’t produced re re payment or acknowledged your debt since the first ’00s, nevertheless the DCA slapped a standard on in 2017 and state that the explanation for action’ started then. Does a financial obligation need to be in default before an underlying cause of action starts?

Sara (Financial Obligation Camel) says

An student that is old-style debt – we suggest you speak with National Debtline on 0808 808 4000 about any of it.

I’m from Venezuela. Back 2014 we signed up for a post graduate program in England. In 7 june 2014 We made the very first and payment that is only my tuition costs. To cover the others I happened to be awaiting the goverment to accept my demand to exchnage currency that is venezuelan pounds (in Venezuela you may need goverment authorization to achieve this sort of deal.) edited

Sara (Financial Obligation Camel) says

Hi Joeal, your two feedback had been really complicated and long. You will need you to definitely speak to you concerning the information on your cases, that individual is certainly not me personally.

Hey! Thanks anyway.

I think I would just inform the college about my situation that is current my company placing my agreement on hold and every thing, and discover when they can hold back until lockdown is lift here to resume conversation.

I’ve a vintage financial obligation from 2010-2011 that I didn’t realize ended up being outstanding to virgin news. When I am thinking of buying a home recently i finalized as much as credit recommendations agency’s and this is where we realised this financial obligation had been outstanding. The total amount is small, however although payments could never be drawn in mid 2010 this financial obligation seemingly have never ever been defaulted. So that it has remained on my credit file as a merchant account in arrears and lacking repayments which date on a monthly basis until June 2020 (current). My real question is just just what recourse do We have with this, because clearly nearly 10years later on this will perhaps maybe not be being reported to my credit report and adversely impacting it? I could spend this amount, nevertheless i’d like elimination of this from my credit history because it’s one thing I became unacquainted with, being nearly ten years old now clearly must not nevertheless be recorded on my credit history, thought these problems often just stick to the apply for as much as 6years.

Any information you’ll offer would actually be valued.

Sara (Debt Camel) says

Have you continued utilizing the Virgin account? If you don’t, whenever did you stop?

Please would you delete my sorry and surname for multiple articles.

We have a superb financial obligation from 2010 that I happened to be unacquainted with until I recently looked over my credit history because we have been wanting to get a home loan. The account in arrears just isn’t for many cash and I also am in a position to repay this whenever you want, though the contact that is last had regarding this financial obligation was in 2011 and I’ve had absolutely nothing since (We have relocated house etc but e-mail hasn’t changed) it seems this financial obligation had been never ever defaulted and has now remained as a free account in arrears and missed re re re payments each month since 2010, but I became totally unaware. Do we have actually any recourse for working with this, it is very nearly ten years old it is still back at my credit account as lacking a repayment each month. Is it possible to please advise, many thanks ever a great deal

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